Frequently Asked Questions

The Restitution Fund is an initiative designed to provide limited financial assistance to individuals who have experienced financial loss due to psychic fraud. It is also part of a broader effort to raise ethical standards within the industry and increase public awareness about common scam practices.

The fund is intended to help individuals who were financially exploited through deceptive or manipulative practices presented as psychic or spiritual services. This often includes situations where fear, urgency, or emotional vulnerability were used to influence decisions.

Each case is reviewed individually, but qualifying situations typically involve clear patterns of manipulation, such as these:

• Claims that you were cursed, blocked, or in spiritual danger
• Pressure to send increasing amounts of money to resolve a problem
• Promises of guaranteed outcomes related to love, health, finances, or legal matters
• Encouragement to keep the situation secret or to isolate from others

The key factor is not whether a reading was accurate, but whether deceptive practices were used to extract money.

It depends on where you are looking for your provider. Psychic fraud is more common than many people realize, especially in anonymous forums or platforms online or in certain geographic regions. While there are many ethical practitioners, there are also individuals who deliberately exploit others, often during times of grief, uncertainty, or vulnerability. Many victims do not report their experiences, which means the true scope is likely underrepresented.

Not necessarily. A reading that doesn't resonate, feels vague, or simply doesn't meet expectations is not the same as fraud. The fund is focused specifically on cases involving deception, manipulation, or financial exploitation.

No. Predictions are not guarantees, and outcomes can change based on many factors. The fund does not provide restitution based on inaccurate predictions alone. It is focused on situations where unethical practices were used to pressure or mislead clients into giving money.

The amount of restitution varies depending on available funds and the specifics of each case. The goal is to provide meaningful assistance to multiple individuals rather than fully reimburse a single loss. However, as a general guideline, approved recipients should expect no more than $500 USD, or the amount they lost, whichever is less.

Yes. If selected, recipients may receive restitution only once. If not selected, applicants are welcome to reapply during a future application period.

The fund is supported through a combination of voluntary contributions, including a portion of proceeds from the Psychic Credibility Supporter membership program ($4.99 per month), as well as direct donations made specifically to the fund.

It means that the individual has chosen to financially support the Restitution Fund. It does not mean they have been evaluated, approved, or endorsed as a psychic or service provider. The badge reflects support for the mission, not a certification of credibility or ethics.

A Psychic Credibility Supporter badge indicates that the individual supports the broader mission of promoting transparency, ethical practices, and accountability within the industry. Like the Restitution Fund Supporter badge, it does not guarantee accuracy, ability, or ethical behavior. It is a signal of alignment with the mission, not a formal endorsement.

A Psychic Credibility Supporter supports the broader initiative focused on raising standards and awareness within the industry.

A Restitution Fund Supporter specifically contributes to the financial pool used to provide assistance to victims of psychic fraud.

Some individuals may choose to support both.

You can apply through the application page on this website. The process includes submitting details about your experience, the financial loss involved, and any supporting information that may help in reviewing your case.

Applications are reviewed by a committee and restitution is awarded twice a year. The application deadline is March 1 for restitution awarded by April 15 and September 1 for restitution awarded by October 15.

No. Due to limited funds and the number of potential applicants, restitution cannot be guaranteed.

Applications are reviewed based on the severity of the situation, the presence of clear indicators of fraud, and the available funds at the time of review. The goal is to make fair, thoughtful decisions that prioritize those most impacted.

Funds are typically distributed once or twice per year, depending on the amount available and the number of qualified applicants.

The purpose of the fund is to help victims move forward, not to create public accusations. Naming individuals or businesses can raise legal concerns and may not always lead to productive outcomes. Instead, the focus is on education, prevention, and providing support where possible.

Awareness is one of the most effective forms of protection. Be cautious of anyone who:

• Claims you are in danger or under a curse
• Pressures you to act quickly or send money urgently
• Promises guaranteed outcomes
• Encourages secrecy or ongoing dependence

You can also explore the Psychic Credibility Score (PCS), which provides a structured way to evaluate common signs of credibility and potential red flags.

Yes. The Restitution Fund and the Psychic Credibility Score are part of the same broader mission to promote ethical practices, transparency, and informed decision-making. While they serve different functions, they are designed to work together to raise standards and reduce harm.

The fund was created by Kelly Palmatier, an evidential psychic medium with over three decades of experience. After years of working in the field, she recognized that while many practitioners aim to help others, there are also individuals who exploit trust for financial gain. The fund was created as a way to offer support to victims while also encouraging higher standards across the industry.

No. The Restitution Fund for Victims of Psychic Fraud is not a 501(c)(3) nonprofit organization, so donations are not tax-deductible. It is a privately funded initiative that is independently reviewed by Assurance Dimensions, an unaffiliated third party with over 75 years of combined experience in auditing, accounting, and advisory services.

Yes. Personal information shared through the application process is treated with care and respect. If there is an opportunity to share a story publicly for awareness purposes, it would only be done with your permission, and you may choose to remain anonymous.

Not all psychics operate in the same way. Like many industries, there are both ethical practitioners and individuals who engage in deceptive or exploitative practices. The Restitution Fund is designed to provide support to victims of fraud and to promote higher standards within the field. It is not based on promises or claims, but on clearly defined processes and transparency. The fund is privately managed and independently reviewed by Assurance Dimensions, an unaffiliated third party with over 75 years of combined experience in auditing, accounting, and advisory services. This helps ensure that funds are handled and distributed as described.